:root{
  --navy:#042345; --navy-2:#0a3160; --navy-d:#011e40;
  --teal:#0c9ba9; --teal-2:#12abad; --teal-d:#087a85;
  --ink:#10233f; --mut:#51627a; --line:#dbe4ee;
  --bg:#ffffff; --tint:#f2f7fb;
  --g:#1fa971; --y:#f0b429; --r:#e5484d;
  --rad:16px; --shadow:0 10px 30px rgba(4,35,69,.10);
  --f-body:'Manrope',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --f-head:'Fraunces',Georgia,serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:96px}
body{margin:0;font-family:var(--f-body);color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
.wrap{width:min(1160px,100% - 40px);margin-inline:auto}
h1,h2,h3{font-family:var(--f-head);line-height:1.15;margin:0 0 .5em;color:var(--navy)}
h1{font-size:clamp(2.2rem,5vw,3.6rem);letter-spacing:-.01em}
h1 em{font-style:normal;color:var(--teal)}
h2{font-size:clamp(1.8rem,3.4vw,2.6rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em}
.lead{font-size:1.125rem;color:var(--mut);max-width:60ch}
.lead--lt{color:#c4d3e6}
.eyebrow{font-size:.8rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--teal-d);margin-bottom:.9rem}
.eyebrow--lt{color:#5fd6dc}
.fine{font-size:.82rem;color:var(--mut)}
.sec--dark .fine{color:#9db3cc}

/* buttons */
.btn{display:inline-block;background:var(--teal);color:#fff;font-weight:700;text-decoration:none;padding:.9rem 1.5rem;border-radius:999px;border:2px solid var(--teal);cursor:pointer;font:inherit;font-weight:700;transition:.2s}
.btn:hover{background:var(--teal-d);border-color:var(--teal-d);transform:translateY(-1px)}
.btn--sm{padding:.55rem 1.1rem;font-size:.92rem}
.btn--ghost{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn--ghost:hover{background:var(--navy);border-color:var(--navy);color:#fff}
.sec--dark .btn--ghost{color:#fff;border-color:#fff}
.sec--dark .btn--ghost:hover{background:#fff;color:var(--navy)}
.btn--block{display:block;width:100%;text-align:center}
:focus-visible{outline:3px solid var(--teal-2);outline-offset:3px;border-radius:6px}

/* nav */
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav__in{display:flex;align-items:center;justify-content:space-between;height:84px}
.brand img{height:64px;width:auto}
.menu{display:flex;align-items:center;gap:1.5rem}
.menu a{text-decoration:none;font-weight:600;font-size:.95rem;color:var(--ink)}
.menu a:not(.btn):hover{color:var(--teal-d)}
.menu .btn{color:#fff}
.menu .lang{font-size:.8rem;font-weight:800;letter-spacing:.08em;border:1.5px solid var(--line);border-radius:999px;padding:.3rem .7rem;color:var(--navy)}
.menu .lang:hover{border-color:var(--teal);color:var(--teal-d)}
.burger{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer;padding:10px}
.burger span{display:block;height:2px;background:var(--navy);margin:6px 0;transition:.2s}

/* hero */
.hero{background:linear-gradient(160deg,#f6fafd 0%,#eaf4f8 55%,#dff0f2 100%);padding:clamp(48px,8vw,96px) 0;overflow:hidden}
.hero__in{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.hero__cta{display:flex;gap:12px;flex-wrap:wrap;margin:1.6rem 0 2rem}
.hero__facts{list-style:none;display:flex;gap:28px;padding:0;margin:0;flex-wrap:wrap}
.hero__facts li{display:flex;flex-direction:column;max-width:160px}
.hero__facts strong{font-family:var(--f-head);font-size:1.9rem;color:var(--teal-d);line-height:1.1}
.hero__facts span{font-size:.82rem;color:var(--mut)}
.panel{background:#fff;border-radius:20px;box-shadow:0 24px 60px rgba(4,35,69,.18);padding:22px;border:1px solid var(--line)}
.panel__head{display:flex;justify-content:space-between;align-items:center;font-weight:700;color:var(--navy);margin-bottom:16px}
.pill{font-size:.75rem;padding:.25rem .7rem;border-radius:999px;font-weight:700}
.pill--ok{background:#e0f5ec;color:#15805a}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.kpi{background:var(--tint);border-radius:12px;padding:12px;position:relative}
.kpi small{display:block;font-size:.72rem;color:var(--mut)}
.kpi b{font-size:1.4rem;color:var(--navy)}
.kpi .dot{position:absolute;top:12px;right:12px}
.spark{width:100%;height:auto;margin-top:12px}
.panel__foot{display:flex;justify-content:space-between;font-size:.82rem;color:var(--mut);border-top:1px solid var(--line);padding-top:12px;margin-top:4px}
.panel__foot b{color:var(--g)}
.hero__note{text-align:center;font-size:.75rem;color:var(--mut);margin:12px 0 0}
.dot{display:inline-block;width:12px;height:12px;border-radius:50%;flex:none}
.dot--g{background:var(--g)}.dot--y{background:var(--y)}.dot--r{background:var(--r)}

/* sections */
.sec{padding:clamp(56px,8vw,104px) 0}
.sec--tint{background:var(--tint)}
.sec--dark{background:radial-gradient(1200px 500px at 85% -10%,#0a3a70 0%,transparent 60%),var(--navy);color:#fff}
.sec--dark h2,.sec--dark h3{color:#fff}
.sec__head{max-width:720px;margin-bottom:2.6rem}

/* cards */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--rad);padding:28px;display:flex;flex-direction:column;transition:.25s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--teal-2)}
.ico{width:52px;height:52px;border-radius:14px;background:linear-gradient(135deg,var(--navy),var(--teal));display:grid;place-items:center;margin-bottom:18px}
.ico svg{width:26px;height:26px;fill:none;stroke:#fff;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.card h3{font-size:1.15rem}
.card p{color:var(--mut);font-size:.95rem}
.card ul{list-style:none;padding:0;margin:0 0 1.2rem;font-size:.92rem}
.card li{padding:.35rem 0 .35rem 1.5rem;position:relative}
.card li::before{content:"";position:absolute;left:0;top:.75rem;width:9px;height:9px;border-radius:50%;background:var(--teal-2)}
.link{margin-top:auto;font-weight:700;color:var(--teal-d);text-decoration:none}
.link:hover{text-decoration:underline}

/* layouts */
.two{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.two--center{align-items:center}
.legend{list-style:none;padding:0;margin:1.4rem 0;display:grid;gap:.5rem}
.legend li{display:flex;align-items:center;gap:.7rem}

/* semaforo */
.sem{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:20px;padding:26px;display:grid;gap:22px}
.sem__top{display:flex;justify-content:space-between;gap:12px;align-items:baseline;margin-bottom:8px}
.sem__top label{font-size:.9rem;color:#dbe6f3;font-weight:600}
.sem__top output{font-family:var(--f-head);font-size:1.2rem;color:#fff;white-space:nowrap}
input[type=range]{width:100%;accent-color:var(--teal-2);height:28px}
.sem__st{display:flex;align-items:center;gap:.6rem;font-size:.85rem;font-weight:700}
.sem__st .dot{width:14px;height:14px;box-shadow:0 0 0 4px rgba(255,255,255,.08)}
.sem__total{border-top:1px solid rgba(255,255,255,.14);padding-top:18px;display:flex;align-items:center;gap:14px;font-weight:700}
.sem__total .big{width:46px;height:46px;border-radius:50%;flex:none}

/* calculadora */
.calc{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.calc__form{background:var(--tint);border-radius:20px;padding:28px;display:grid;gap:16px;align-content:start}
label{font-size:.88rem;font-weight:600;color:var(--navy);display:grid;gap:6px}
input[type=number],input[type=text],select,textarea{font:inherit;padding:.8rem 1rem;border:1.5px solid var(--line);border-radius:12px;background:#fff;color:var(--ink);width:100%}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(18,171,173,.2)}
.calc__out{border:1px solid var(--line);border-radius:20px;padding:28px;box-shadow:var(--shadow);display:grid;gap:14px;align-content:start}
.res{display:flex;justify-content:space-between;align-items:baseline;border-bottom:1px solid var(--line);padding-bottom:12px;gap:12px}
.res small{color:var(--mut);font-size:.88rem}
.res b{font-family:var(--f-head);font-size:1.6rem;color:var(--navy);text-align:right}
.verdict{border-radius:12px;padding:12px 16px;font-weight:700;font-size:.95rem;display:none}
.verdict.ok{display:block;background:#e0f5ec;color:#12704f}
.verdict.mid{display:block;background:#fff4d6;color:#8a6208}
.verdict.bad{display:block;background:#fde4e5;color:#a32a30}

/* comparativo */
.cmp{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.cmp__col{border-radius:var(--rad);padding:30px}
.cmp__col--a{background:#fff;border:1px solid var(--line)}
.cmp__col--b{background:var(--navy);color:#fff}
.cmp__col--b h3{color:#fff}
.cmp ul{list-style:none;padding:0;margin:0}
.cmp li{padding:.55rem 0 .55rem 1.9rem;position:relative}
.cmp__col--a li::before{content:"✕";position:absolute;left:0;color:var(--r);font-weight:800}
.cmp__col--b li::before{content:"✓";position:absolute;left:0;color:#5fd6dc;font-weight:800}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:28px}
.stats div{background:#fff;border:1px solid var(--line);border-radius:var(--rad);padding:22px;text-align:center}
.stats b{display:block;font-family:var(--f-head);font-size:2.2rem;color:var(--teal-d)}
.stats span{font-size:.85rem;color:var(--mut)}

/* pasos */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:s}
.steps li{border-top:4px solid var(--teal-2);padding:20px 4px 0}
.steps span{font-family:var(--f-head);font-size:2.4rem;color:var(--teal);font-weight:700}
.steps p{color:var(--mut);font-size:.95rem}

/* consultor */
.about__badge{background:#fff;border:1px solid var(--line);border-radius:24px;padding:40px;text-align:center;box-shadow:var(--shadow)}
.about__badge img{width:110px;margin:0 auto 18px}
.about__badge b{display:block;font-family:var(--f-head);font-size:1.4rem;color:var(--navy)}
.about__badge span{color:var(--mut)}
.ticks{list-style:none;padding:0;margin:1.4rem 0 0}
.ticks li{padding:.5rem 0 .5rem 1.9rem;position:relative}
.ticks li::before{content:"✓";position:absolute;left:0;color:var(--teal);font-weight:800}

/* faq */
.faq{max-width:820px}
details{border-bottom:1px solid var(--line);padding:1.1rem 0}
summary{cursor:pointer;font-weight:700;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:16px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-size:1.5rem;line-height:1;color:var(--teal);transition:.2s}
details[open] summary::after{transform:rotate(45deg)}
details p{margin:.8rem 0 0;color:var(--mut)}

/* contacto */
.contact{list-style:none;padding:0;margin:2rem 0 0;display:grid;gap:1rem}
.contact span{display:block;font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;color:#7fd8dd}
.contact a,.contact b{font-size:1.15rem;color:#fff;text-decoration:none;font-weight:700}
.contact a:hover{text-decoration:underline}
.form{background:#fff;border-radius:20px;padding:28px;display:grid;gap:14px;color:var(--ink)}
.form .btn--ghost{color:var(--navy);border-color:var(--navy)}
.form .btn--ghost:hover{background:var(--navy);color:#fff}
.form .fine.fine--info{color:var(--navy);font-weight:600}
.form .fine.fine--info a{color:var(--teal-d);font-weight:800}
.form .fine.fine--ok{color:#12704f;font-weight:700}
.form .fine{color:#a32a30;margin:0;min-height:1.2em}

/* footer */
.foot{background:var(--navy-d);color:#b9c8dc;padding:44px 0 90px}
.foot__in{display:grid;gap:22px;justify-items:start}
.foot img{width:min(300px,100%);height:auto;border-radius:14px;background:#011e40;border:1px solid rgba(255,255,255,.12)}
.foot nav{display:flex;gap:22px;flex-wrap:wrap}
.foot nav a{text-decoration:none;font-weight:600;color:#fff}
.foot nav a:hover{color:#5fd6dc}
.foot p{font-size:.82rem;margin:0;max-width:70ch}

/* whatsapp */
.wa{position:fixed;right:18px;bottom:18px;width:56px;height:56px;border-radius:50%;background:#25d366;color:#fff;display:grid;place-items:center;box-shadow:0 8px 22px rgba(0,0,0,.25);z-index:60;transition:.2s}
.wa:hover{transform:scale(1.08)}

/* reveal */
.rv{opacity:0;transform:translateY(18px);transition:opacity .6s,transform .6s}
.rv.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.rv{opacity:1;transform:none;transition:none}.card,.btn,.wa{transition:none}}

/* responsive */
@media (max-width:960px){
  .hero__in,.two,.calc,.cmp{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr 1fr}
  .stats{grid-template-columns:1fr 1fr}
  .burger{display:block}
  .menu{position:absolute;top:84px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 20px;border-bottom:1px solid var(--line);display:none}
  .menu.open{display:flex}
  .menu a{padding:.9rem 0;border-bottom:1px solid var(--line)}
  .menu .lang{align-self:flex-start;margin:.6rem 0;padding:.4rem .9rem}
  .menu .btn{margin-top:12px;text-align:center;border-bottom:0}
}
@media (max-width:560px){
  .steps{grid-template-columns:1fr}
  .kpis{grid-template-columns:1fr 1fr 1fr;gap:6px}
  .kpi{padding:10px 8px}.kpi b{font-size:1.15rem}
  .brand img{height:54px}
  .res{flex-direction:column;gap:2px}.res b{text-align:left}
}